Overdraft and salary advance

What is it?

The Découvert for Individuals is a cash-flow facility made available to help you manage temporary gaps in your income.

Similar to a salary advance, it allows you to access a portion of your salary before it is actually credited to your account.

Advantages

What the Overdraft and Salary Advance offer you

1

Flexibility

Immediate access to funds whenever needed.
2

Simplicity

You can repay gradually, within the authorized limit.
3

Controlled cost

Interest is calculated only on the amounts actually used.
4

Security

Avoid unpaid bills and overdrafts thanks to available liquidity.
How does it works

How to obtain a salary advance?

Subscription conditions
  • Submit your request at your BANGE BANK BENIN branch.
  • Your eligibility is assessed based on salary domiciliation and the regularity of your income, as well as your banking relationship.
  • An overdraft authorization is granted for a defined period and amount.
  • You use the overdraft according to your needs and repay automatically with your next income.
Why choose the Overdraft or Salary Advance from BANGE BANK BENIN?
  • Ensures continuity of your transactions, even in case of cash flow shortages.
  • Ensures continuity of your transactions, even in case of cash flow shortages.
  • Benefit from the trust and support of The Bank of All.

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